Tools · Refi sizing
Refi calculator
How big a loan can this property support at today's rates, and how much cash would you need to bring to pay off the old one? The new rate starts at the latest 10-year Treasury plus a spread you set.
Photo: David Kristianto / Unsplash
Cash-in gap
$4,064,133
What you would need to bring to pay off today's balance with the largest new loan this lender would make.
Max new loan
$35,935,867
Limited by DSCR.
- Value (NOI ÷ cap rate)
- $64,761,905
- Loan at max LTV
- $42,095,238
- Loan at min DSCR
- $35,935,867
- New annual debt service
- $2,720,000
- DSCR today
- 1.53x
- DSCR if same balance at new rate
- 1.12x
A simplified sizing check: it ignores fees, reserves, rate-cap costs, prepayment penalties and lender-specific rules. Not a loan quote or advice.